36 Best Peer to Peer Startups to Watch in [2023]

Have you ever wondered who is on the list of Peer to Peer Companies with the highest growth rates?

You’re not alone.

There are hundreds of Peer to Peer Companies found there, and keeping track of the hottest new startups can be challenging.

But don’t worry, we’ve got you covered. Here are the top 36 fast-growing Peer to Peer Startups that have top-tier venture capital funding.

What are Peer to Peer Startups?

Peer to peer startups are businesses that use the internet to enable customers to interact directly with each other, rather than relying on a traditional intermediary. 

This could include services such as peer-to-peer lending, peer-to-peer marketplaces, peer-to-peer payments, and more. The idea behind them is to reduce costs and increase efficiency by eliminating the need for a middleman.

Top 36 Fastest-Growing Startups In Peer to Peer

1) SoLo Funds

SoLo is a marketplace community that enables members to quickly obtain and supply short-term finances for pressing needs.

Details of the startup:

• Country: United States
• City: Los Angeles
• Started in: 2016
• Founders: Jarrel Carter, Rodney Williams, Taylor Bruno, Travis Holoway
• Number of employees: 11-50
• Funding amount: $12,920,000
• Number of funding rounds: 6
• Number of investors: 19

You can find their website here.

2) BitPay

BitPay offers businesses and organizations enterprise-grade bitcoin payment solutions.

Details of the startup:

• Country: United States
• City: Atlanta
• Started in: 2011
• Founders: Anthony Gallippi, Stephen Pair
• Number of employees: 101-250
• Funding amount: $72,510,000
• Number of funding rounds: 7
• Number of investors: 28

You can find their website here.

3) Outdoorsy

Outdoorsy is an online marketplace that links RV owners with campers.

Details of the startup:

• Country: United States
• City: Austin
• Started in: 2014
• Founders: Jeff Cavins, Jennifer Young, Ryan Quinn, Tyler Stillwater
• Number of employees: 11-50
• Funding amount: $195,120,000
• Number of funding rounds: 8
• Number of investors: 14

You can find their website here.

4) Minds

Minds is a cryptocurrency social network and private messaging software that pays members in cryptocurrency for their online services.

Details of the startup:

• Country: United States
• City: Wilton
• Started in: 2011
• Founders: Bill Ottman, Ian Crossland, Jack Ottman, John B. Ottman, Mark Harding
• Number of employees: 11-50
• Funding amount: $17,381,300
• Number of funding rounds: 5
• Number of investors: 2

You can find their website here.

5) Brainly

Students and parents may obtain homework and study help from peers and professionals on Brainly, an online learning platform.

Details of the startup:

• Country: Poland
• City: Kraków
• Started in: 2009
• Founders: Lukasz Haluch, Michał Borkowski, Tomasz Kraus
• Number of employees: 251-500
• Funding amount: $148,500,000
• Number of funding rounds: 6
• Number of investors: 8

You can find their website here.

6) Skillshare

Skillshare is an educational technology company that provides online instruction in creative fields.

Details of the startup:

• Country: United States
• City: New York
• Started in: 2010
• Founders: Malcolm Ong, Michael Karnjanaprakorn
• Number of employees: 251-500
• Funding amount: $116,750,168
• Number of funding rounds: 9
• Number of investors: 22

You can find their website here.

7) Turo

Turo is a car-sharing marketplace where visitors can reserve whatever vehicle they wish.

Details of the startup:

• Country: United States
• City: San Francisco
• Started in: 2009
• Founders: Shelby Clark
• Number of employees: 251-500
• Funding amount: $467,400,000
• Number of funding rounds: 12
• Number of investors: 30

You can find their website here.

8) Beacons

Beacons is a platform for creators on the internet.

Details of the startup:

• Country: United States
• City: San Francisco
• Started in: 2019
• Founders: David Zeng, Jesse Zhang, Neal Jean
• Number of employees: 1-10
• Funding amount: $6,150,000
• Number of funding rounds: 4
• Number of investors: 9

You can find their website here.

9) Getaround

Getaround is a peer-to-peer car sharing marketplace where people may rent out their vehicles.

Details of the startup:

• Country: United States
• City: San Francisco
• Started in: 2011
• Founders: Elliot Kroo, Jessica Scorpio, Sam Zaid
• Number of employees: 251-500
• Funding amount: $568,024,999
• Number of funding rounds: 17
• Number of investors: 55

You can find their website here.

10) Abra

Abra is a digital wallet that accepts bitcoin as well as over 50 different fiat currencies.

Details of the startup:

• Country: United States
• City: Mountain View
• Started in: 2014
• Founders: Bill Barhydt
• Number of employees: 51-100
• Funding amount: $47,000,000
• Number of funding rounds: 6
• Number of investors: 29

You can find their website here.

11) Lumenaza

Lumenaza provides a software-as-a-service solution.

Details of the startup:

• Country: Germany
• City: Berlin
• Started in: 2013
• Founders: Bernhard Bohmer, Christian Chudoba
• Number of employees: 11-50
• Funding amount: € 10,300,000
• Number of funding rounds: 4
• Number of investors: 6

You can find their website here.

12) BlaBlaCar

BlaBlaCar is a long-distance carpooling website that links drivers with empty seats and passengers to split the expense of travel.

Details of the startup:

• Country: France
• City: Paris
• Started in: 2006
• Founders: Francis Nappez, Frédéric Mazzella, Nicolas Brusson
• Number of employees: 251-500
• Funding amount: $563,534,130
• Number of funding rounds: 7
• Number of investors: 15

You can find their website here.

13) Mintos

Mintos is a global loan investment marketplace.

Details of the startup:

• Country: Latvia
• City: Riga
• Started in: 2015
• Founders: Martins Sulte, Martins Valters
• Number of employees: 101-250
• Funding amount: € 14,162,985
• Number of funding rounds: 4
• Number of investors: 3

You can find their website here.

14) KoinWorks

Koinworks is a super financial app in Indonesia that offers both investment and liability goods on a same platform.

Details of the startup:

• Country: Indonesia
• City: Jakarta
• Started in: 2015
• Founders: Benedicto Haryono, Willy Arifin
• Number of employees: 251-500
• Funding amount: $72,070,043
• Number of funding rounds: 6
• Number of investors: 9

You can find their website here.

15) Dogecoin

Dogecoin is a peer-to-peer digital currency that was created by IBM developers and is based on the popular doge meme.

Details of the startup:

• Country: United States
• City: Seattle
• Started in: 2013
• Number of employees: 1-10
• Funding amount: $30,000
• Number of funding rounds: 1

You can find their website here.

16) Neighbor

Neighbor is a peer-to-peer marketplace that specializes in public storage, economic empowerment, sharing economy, and peer-to-peer marketplace.

Details of the startup:

• Country: United States
• City: Lehi
• Started in: 2017
• Founders: Colton Gardner, Joseph Woodbury, Preston Alder
• Number of employees: 11-50
• Funding amount: $65,700,000
• Number of funding rounds: 3
• Number of investors: 11

You can find their website here.

17) EstateGuru

EstateGuru is a cross-border marketplace in Continental Europe for short- and mid-term property loans.

Details of the startup:

• Country: Estonia
• City: Tallinn
• Started in: 2013
• Founders: Kaspar Kaljuvee, Marek Partel, Marko Arro
• Number of employees: 11-50
• Funding amount: € 2,705,000
• Number of funding rounds: 6
• Number of investors: 3

You can find their website here.

18) Financepeer

Financepeer is a peer-to-peer lending platform powered by artificial intelligence.

Details of the startup:

• Country: India
• City: Mumbai
• Started in: 2017
• Founders: Debi Prasad Baral, Naveesh Reddy, Rohit Gajbhiye, Sunit Gajbhiye
• Number of employees: 11-50
• Funding amount: $3,709,141
• Number of funding rounds: 3
• Number of investors: 9

You can find their website here.

19) Investree

Investree is an Indonesian B2B SME Marketplace Lending platform.

Details of the startup:

• Country: Indonesia
• City: Jakarta
• Started in: 2015
• Founders: Adrian Asharyanto Gunadi, Amir Amiruddin, Kok Chuan Lim
• Number of employees: 101-250
• Funding amount: $24,000,000
• Number of funding rounds: 5
• Number of investors: 9

You can find their website here.

20) ALAMI

ALAMI is a sharia-compliant peer-to-peer (P2P) lending network that assists people in financing their small enterprises.

Details of the startup:

• Country: Indonesia
• City: Jakarta
• Started in: 2017
• Founders: Dima Djani
• Number of employees: 1-10
• Funding amount: $20,000,000
• Number of funding rounds: 5
• Number of investors: 7

You can find their website here.

21) Mamo Pay

Mamo Pay is a digital wallet and payment platform that offers a payment software that allows for easy money transfers.

Details of the startup:

• Country: United Arab Emirates
• City: Dubai
• Started in: 2016
• Founders: Asim Janjua, Imad Gharazeddine, Mohammad El Saadi
• Number of employees: 11-50
• Funding amount: $9,500,000
• Number of funding rounds: 2
• Number of investors: 9

You can find their website here.

22) LenDenClub

LenDenClub is a digital platform that brings together investors and borrowers to achieve a similar aim.

Details of the startup:

• Country: India
• City: Mumbai
• Started in: 2015
• Founders: Bhavin Patel, Dipesh Karki
• Number of employees: 51-100
• Funding amount: $1,610,510
• Number of funding rounds: 6
• Number of investors: 15

You can find their website here.

23) Lendify

Lendify is Sweden’s largest bank challenger, eroding traditional banks’ market share.

Details of the startup:

• Country: Sweden
• City: Stockholm
• Started in: 2014
• Founders: John-Christian de Champs, José Cartro, Nicholas Sundén-Cullberg
• Number of employees: 11-50
• Funding amount: $590,002,239
• Number of funding rounds: 15
• Number of investors: 3

You can find their website here.

24) AwanTunai

With online inventory ordering and digital payments, AwanTunai is digitizing the traditional FMCG supply chain for micro SME retailers.

Details of the startup:

• Country: Indonesia
• City: Jakarta
• Started in: 2017
• Founders: Dino Setiawan, Rama Notowidigdo, Windy Natriavi
• Number of employees: 51-100
• Funding amount: $24,300,000
• Number of funding rounds: 2
• Number of investors: 5

You can find their website here.

25) Beehive

Beehive connects firms seeking funding with investors, forming mutually beneficial growth relationships.

Details of the startup:

• Country: United Arab Emirates
• City: Dubai
• Started in: 2014
• Founders: Craig Moore
• Number of employees: 11-50
• Funding amount: $15,500,000
• Number of funding rounds: 4
• Number of investors: 1

You can find their website here.

26) Incomlend

Incomlend is a global alternative trade finance platform that provides factoring and supply chain credit to businesses.

Details of the startup:

• Country: Singapore
• City: Singapore
• Started in: 2016
• Founders: Dimitri Kouchnirenko, Morgan TERIGI
• Number of employees: 11-50
• Funding amount: $25,000,000
• Number of funding rounds: 3
• Number of investors: 4

You can find their website here.

27) Volanty

Volanty is a digital used car marketplace that functions as a digital second-hand car mall.

Details of the startup:

• Country: Brazil
• City: Rio De Janeiro
• Started in: 2017
• Founders: Antonio Avellar, Mauricio Feldman
• Number of employees: 101-250
• Funding amount: $23,400,000
• Number of funding rounds: 3
• Number of investors: 14

You can find their website here.

28) CapBay

CapBay is a Malaysia-based peer-to-peer (P2P) supply chain finance platform.

Details of the startup:

• Country: Malaysia
• City: Selangor
• Started in: 2016
• Founders: Ang Xing Xian, Darrel Ang, Dion Tan, Edwin Tan
• Number of employees: 51-100
• Funding amount: $20,477,379
• Number of funding rounds: 2
• Number of investors: 1

You can find their website here.

29) SocietyOne

SocietyOne is a peer-to-peer (P2P) lending platform that connects creditworthy borrowers with knowledgeable investors.

Details of the startup:

• Country: Australia
• City: Sydney
• Started in: 2011
• Founders: Andy Taylor, Greg Symons, Greg Symons, Matt Symons
• Number of employees: 101-250
• Funding amount: $70,162,354
• Number of funding rounds: 6
• Number of investors: 9

You can find their website here.

30) Friendsurance

Friendsurance offers a cash back bonus to small groups of consumers who remain claimless at the end of the year.

Details of the startup:

• Country: Germany
• City: Berlin
• Started in: 2010
• Founders: Burckhardt Bonello, Janis Meyer-Plath, Sebastian Herfurth, Tim Kunde
• Number of employees: 101-250
• Funding amount: $15,300,000
• Number of funding rounds: 4
• Number of investors: 4

You can find their website here.

31) Wicked Ride

Motor vehicle sharing on a peer-to-peer basis

Details of the startup:

• Country: India
• City: Bengaluru
• Started in: 2014
• Founders: Anil G, Varun Agni, Vivekananda Hallekere
• Number of employees: 101-250
• Funding amount: $24,444,940
• Number of funding rounds: 5
• Number of investors: 6

You can find their website here.

32) Finexkap

Finexkap is a web-based marketplace that specializes in short-term capital funding.

Details of the startup:

• Country: France
• City: Paris
• Started in: 2012
• Founders: Arthur de Catheu, Cedric Teissier
• Number of employees: 11-50
• Funding amount: € 58,000,000
• Number of funding rounds: 4
• Number of investors: 7

You can find their website here.

33) GoMore

Carpooling, peer-to-peer automobile rental, and private car leasing with a lease-and-rent-out model are all available through GoMore.

Details of the startup:

• Country: Denmark
• City: Copenhagen
• Started in: 2011
• Founders: Matias Dalsgaard, Søren Riis
• Number of employees: 11-50
• Funding amount: $18,203,743
• Number of funding rounds: 7
• Number of investors: 11

You can find their website here.

34) Atzuche

Atzuche is a mobile application that allows people to rent out their unused cars.

Details of the startup:

• Country: China
• City: Shanghai
• Started in: 2013
• Founders: Chen Weiyu, Zhang Wenjian
• Number of employees: 11-50
• Funding amount: $115,160,761
• Number of funding rounds: 5
• Number of investors: 10

You can find their website here.

35) Tuandaiwang

Tuandaiwang is a peer-to-peer lending platform.

Details of the startup:

• Country: China
• City: Dongguan
• Started in: 2012
• Founders: Lin Zhang
• Number of employees: 11-50
• Funding amount: CN¥2,375,000,000
• Number of funding rounds: 3
• Number of investors: 3

You can find their website here.

36) Xiangwushuo

Xiangwushuo is an online community and marketplace where people can use reward points to trade goods and services.

Details of the startup:

• Country: China
• City: Shanghai
• Started in: 2017
• Founders: Shuo Sun
• Number of employees: 101-250
• Funding amount: $89,364,198
• Number of funding rounds: 5
• Number of investors: 7

You can find their website here.

FAQs

Is Peer to Peer Business Profitable?

Yes, peer-to-peer business can be profitable. There are many different ways to make money through peer-to-peer platforms, such as providing services or renting out items. 

Many people have successfully used peer-to-peer platforms to make a profit.

What Is The Average Investment In Peer to Peer?

The average investment in peer-to-peer business varies greatly depending on the type of investment, the amount of capital required, and the risk associated with the investment. 

Generally, investments in peer-to-peer business models range from as little as $25 to hundreds of thousands of dollars.