80 Best Lending Startups to Watch in [2023]

Top Startups
80 Best Lending Startups to Watch in [2023]

Have you ever wondered who is on the list of Lending Companies with the highest growth rates?

You’re not alone.

There are hundreds of Lending Companies found there, and keeping track of the hottest new startups can be challenging.

But don’t worry, we’ve got you covered. Here are the top 80 fast-growing Lending Startups that have top-tier venture capital funding.

What are Lending Startups?

Lending startups are companies that provide online personal loan services. They are typically characterized as fintech companies, leveraging technology and data analysis to offer loans with better terms than traditional banks. 

The goal of these startups is to make it easier and faster to access credit by streamlining the loan process and offering competitive rates.

Top 80 Fastest-Growing Startups In Lending

1) Lower

Home refinancing, customer service, consumer finance, home acquisition, and financial services are all offered by Lower.

Details of the startup:

  • Country: United States
  • City: Columbus
  • Started in: 2014
  • Founders: Chris Miller, Dan Snyder, Grayson Hanes, Mike Baynes, Robert Tyson
  • Number of employees: 501-1000
  • Funding amount: $100,000,000
  • Number of funding rounds: 1
  • Number of investors: 1

You can find their website here.

2) SoLo Funds

SoLo is a marketplace community that enables members to quickly obtain and supply short-term finances for pressing needs.

Details of the startup:

  • Country: United States
  • City: Los Angeles
  • Started in: 2016
  • Founders: Jarrel Carter, Rodney Williams, Taylor Bruno, Travis Holoway
  • Number of employees: 11-50
  • Funding amount: $12,920,000
  • Number of funding rounds: 6
  • Number of investors: 19

You can find their website here.

3) Cross River Bank

Cross River is a financial institution that provides consumers and businesses with banking services and loan products.

Details of the startup:

  • Country: United States
  • City: Fort Lee
  • Started in: 2008
  • Founders: Gilles Gade
  • Number of employees: 251-500
  • Funding amount: $361,000,000
  • Number of funding rounds: 5
  • Number of investors: 8

You can find their website here.

4) slice

Slice is the finest credit card challenger in India for paying bills, managing finances, and earning quick rewards.

Details of the startup:

  • Country: India
  • City: Bengaluru
  • Started in: 2016
  • Founders: Deepak Malhotra, Rajan Bajaj
  • Number of employees: 251-500
  • Funding amount: $53,665,909
  • Number of funding rounds: 8
  • Number of investors: 20

You can find their website here.

5) Kabbage

Kabbage is a fintech company that helps small businesses manage their cash flow.

Details of the startup:

  • Country: United States
  • City: Atlanta
  • Started in: 2008
  • Founders: Kathryn Petralia, Marc Gorlin, Rob Frohwein
  • Number of employees: 501-1000
  • Funding amount: $2,450,363,500
  • Number of funding rounds: 16
  • Number of investors: 26

You can find their website here.

6) Mambu

Mambu is a banking engine that provides software-as-a-service for lending and deposit services.

Details of the startup:

  • Country: Germany
  • City: Berlin
  • Started in: 2011
  • Founders: Eugene Danilkis, Frederik Pfisterer, Sofia Nunes
  • Number of employees: 251-500
  • Funding amount: € 152,000,000
  • Number of funding rounds: 6
  • Number of investors: 9

You can find their website here.

7) Avant

Avant is an online lending platform that provides secure financial products to its customers.

Details of the startup:

  • Country: United States
  • City: Chicago
  • Started in: 2012
  • Founders: Al Goldstein, John Sun, Paul Zhang
  • Number of employees: 501-1000
  • Funding amount: $1,582,900,814
  • Number of funding rounds: 11
  • Number of investors: 17

You can find their website here.

8) KreditBee

KreditBee is a digital loan platform that was created to help young professionals manage their finances.

Details of the startup:

  • Country: India
  • City: Bengaluru
  • Started in: 2018
  • Founders: Karthikeyan Krishnaswamy, Madhusudan Ekambaram, Wan Hong
  • Number of employees: 1001-5000
  • Funding amount: ₹11,117,000,000
  • Number of funding rounds: 3
  • Number of investors: 7

You can find their website here.

9) MobiKwik

MobiKwik is India’s leading fintech platform, with consumer payments, payment gateways, and financial services as its core operations.

Details of the startup:

  • Country: India
  • City: Gurgaon
  • Started in: 2009
  • Founders: Bipin Singh, Chandan Joshi, Upasana Taku
  • Number of employees: 251-500
  • Funding amount: $165,518,505
  • Number of funding rounds: 15
  • Number of investors: 26

You can find their website here.

10) Octane

Powersports buyers may use Octane.co to research vehicles, prequalify for a loan, and check rates instantaneously with no impact on their credit.

Details of the startup:

  • Country: United States
  • City: New York
  • Started in: 2014
  • Founders: Andre Gregori, Jason Guss, Mark Davidson, Mark Garro, Michael Fanfant
  • Number of employees: 101-250
  • Funding amount: $349,015,898
  • Number of funding rounds: 11
  • Number of investors: 8

You can find their website here.

11) Accept.inc

The first iLender to level the playing field in real estate by allowing homebuyers to make no-cost all-cash offers.

Details of the startup:

  • Country: United States
  • City: Denver
  • Started in: 2016
  • Founders: Adam Pollack, Ian Perrex, Nate Gruendemann, Nick Friedman
  • Number of employees: 51-100
  • Funding amount: $92,103,000
  • Number of funding rounds: 6
  • Number of investors: 6

You can find their website here.

12) Aura Financial

Aura is a financial services company that offers working families low-cost credit-building loans.

Details of the startup:

  • Country: United States
  • City: San Francisco
  • Started in: 2012
  • Founders: Daniel Carroll, James Gutierrez, Kevin Kang, Randal Wong
  • Number of employees: 101-250
  • Funding amount: $584,700,000
  • Number of funding rounds: 15
  • Number of investors: 32

You can find their website here.

13) MK Decision

MK Decision’s objective is to assist community financial institutions in becoming more successful by increasing deposits and lending.

Details of the startup:

  • Country: United States
  • City: San Diego
  • Started in: 2015
  • Founders: Guru Dharam Khalsa, Har Rai Khalsa
  • Number of employees: 11-50
  • Funding amount: $1,079,000
  • Number of funding rounds: 2

You can find their website here.

14) InCred

InCred is a financial services platform that makes lending simple and rapid by combining technology and data science.

Details of the startup:

  • Country: India
  • City: Mumbai
  • Started in: 2016
  • Founders: Bhupinder Singh
  • Number of employees: 1001-5000
  • Funding amount: $254,425,980
  • Number of funding rounds: 8
  • Number of investors: 17

You can find their website here.

15) OfBusiness

OfBusiness is a financial platform that provides SMEs with smart funding.

Details of the startup:

  • Country: India
  • City: Gurgaon
  • Started in: 2015
  • Founders: Asish Mohapatra, Bhuvan Gupta, Chandranshu Sinha, Nitin Jain, Ruchi Kalra, Srinath Ramakkrushnan, Vasant Sridhar
  • Number of employees: 501-1000
  • Funding amount: $193,125,171
  • Number of funding rounds: 7
  • Number of investors: 13

You can find their website here.

16) MyMoneyMantra

MyMoneyMantra is India’s largest consumer and commercial finance phy-gital (physical-digital) marketplace.

Details of the startup:

  • Country: India
  • City: New Delhi
  • Started in: 1989
  • Founders: Raj Khosla
  • Number of employees: 1001-5000
  • Funding amount: $15,000,000
  • Number of funding rounds: 1
  • Number of investors: 2

You can find their website here.‍

17) Funding Societies

Funding Societies is a peer-to-peer lending platform that connects small businesses with retail and institutional lenders online.

Details of the startup:

  • Country: Singapore
  • City: Singapore
  • Started in: 2015
  • Founders: Iwan Kurniawan, Kelvin Teo, Reynold Wijaya
  • Number of employees: 101-250
  • Funding amount: $88,522,581
  • Number of funding rounds: 7
  • Number of investors: 12

You can find their website here.

18) Built Technologies

Built Technologies is a cloud-based construction lending software firm that specializes in corporate technology.

Details of the startup:

  • Country: United States
  • City: Nashville
  • Started in: 2014
  • Founders: Andrew Sohr, Chase Gilbert
  • Number of employees: 101-250
  • Funding amount: $164,075,592
  • Number of funding rounds: 4
  • Number of investors: 16

You can find their website here.

19) TenantCloud

Easy Rental Accounting and Management

Details of the startup:

  • Country: United States
  • City: Austin
  • Started in: 2014
  • Founders: Joe Edgar, Vitaliy DeFranko
  • Number of employees: 11-50
  • Funding amount: $6,304,011
  • Number of funding rounds: 6
  • Number of investors: 1

You can find their website here.‍

20) Lendingkart

Lendingkart is an online lender that offers SME borrowers short-term working capital loans.

Details of the startup:

  • Country: India
  • City: Ahmedabad
  • Started in: 2014
  • Founders: Harshvardhan Lunia, Mukul Sachan
  • Number of employees: 501-1000
  • Funding amount: $257,504,119
  • Number of funding rounds: 12
  • Number of investors: 15

You can find their website here.

21) Athena

Athena is a home loan platform based in Australia that assists people in obtaining better home loans.

Details of the startup:

  • Country: Australia
  • City: Sydney
  • Started in: 2017
  • Founders: Michael Starkey, Nathan Walsh
  • Number of employees: 101-250
  • Funding amount: $161,477,850
  • Number of funding rounds: 5
  • Number of investors: 11

You can find their website here.

22) Validus

Southeast Asia’s leading SME finance platform for SMEs and accredited investors | 1st place in the MAS Fintech Awards under the SG FI category

Details of the startup:

  • Country: Singapore
  • City: Singapore
  • Started in: 2015
  • Founders: Ajit Raikar, Nikhilesh Goel, Vikas Nahata
  • Number of employees: 101-250
  • Funding amount: $82,300,000
  • Number of funding rounds: 6
  • Number of investors: 9

You can find their website here.

23) LendingPoint

LendingPoint is an e-commerce, point-of-sale, lending institution, and consumer financial technology platform.

Details of the startup:

  • Country: United States
  • City: Kennesaw
  • Started in: 2014
  • Founders: Franck Fatras, Juan Tavares, Tom Burnside, Victor J Pacheco
  • Number of employees: 251-500
  • Funding amount: $1,931,553,751
  • Number of funding rounds: 10
  • Number of investors: 6

You can find their website here.

24) Carpay

For BHPH dealers, Carpay is a loan management software.

Details of the startup:

  • Country: United States
  • City: Venice
  • Started in: 2016
  • Founders: Brandon Cavalier, Nick Swezey
  • Number of employees: 11-50
  • Funding amount: $10,100,000
  • Number of funding rounds: 5
  • Number of investors: 7

You can find their website here.

25) Indifi Technologies

Indifi Technologies is a small company financing provider with a digital lending platform.

Details of the startup:

  • Country: India
  • City: Gurgaon
  • Started in: 2015
  • Founders: Alok Mittal, Siddharth Mahanot, Sundeep Sahi
  • Number of employees: 101-250
  • Funding amount: $35,826,551
  • Number of funding rounds: 5
  • Number of investors: 15

You can find their website here.

26) Mintos

Mintos is a global loan investment marketplace.

Details of the startup:

  • Country: Latvia
  • City: Riga
  • Started in: 2015
  • Founders: Martins Sulte, Martins Valters
  • Number of employees: 101-250
  • Funding amount: € 14,162,985
  • Number of funding rounds: 4
  • Number of investors: 3

You can find their website here.

27) KoinWorks

Koinworks is a super financial app in Indonesia that offers both investment and liability goods on a same platform.

Details of the startup:

  • Country: Indonesia
  • City: Jakarta
  • Started in: 2015
  • Founders: Benedicto Haryono, Willy Arifin
  • Number of employees: 251-500
  • Funding amount: $72,070,043
  • Number of funding rounds: 6
  • Number of investors: 9

You can find their website here.

28) Finja

Finja is a financial services platform that provides professionals and SMEs with payment, loan, and collection services.

Details of the startup:

  • Country: Pakistan
  • City: Lahore
  • Started in: 2016
  • Founders: Monis Rahman, Qasif Shahid, Umer Munawar
  • Number of employees: 101-250
  • Funding amount: $24,547,936
  • Number of funding rounds: 5
  • Number of investors: 6

You can find their website here.

29) Simpl

In India, Simpl is the most popular Pay-Later platform.

Details of the startup:

  • Country: India
  • City: Bengaluru
  • Started in: 2015
  • Founders: Chaitra Chidanand, Nityanand Sharma
  • Number of employees: 101-250
  • Funding amount: $26,700,000
  • Number of funding rounds: 3
  • Number of investors: 5

You can find their website here.

30) Lendio

Lendio is a website that assists small company owners in finding lenders and obtaining loans.

Details of the startup:

  • Country: United States
  • City: Lehi
  • Started in: 2011
  • Founders: Brett Child, Brock Blake, Levi King, Trent Miskin
  • Number of employees: 251-500
  • Funding amount: $108,500,000
  • Number of funding rounds: 7
  • Number of investors: 15

You can find their website here.‍

31) Kissht

Kissht is a financial technology platform that allows users to get fast, hassle-free credit for purchases made at digital points of sale.

Details of the startup:

  • Country: India
  • City: Mumbai
  • Started in: 2015
  • Founders: Karan Mehta, Krishnan Vishwanathan
  • Number of employees: 251-500
  • Funding amount: $49,247,312
  • Number of funding rounds: 6
  • Number of investors: 8

You can find their website here.

32) Lendbuzz

Lendbuzz is an automobile finance platform that assists clients with limited credit histories in the United States in obtaining financing for their vehicle purchases.

Details of the startup:

  • Country: United States
  • City: Boston
  • Started in: 2015
  • Founders: Amitay Kalmar, Dan Raviv
  • Number of employees: 101-250
  • Funding amount: $696,200,000
  • Number of funding rounds: 8
  • Number of investors: 13

You can find their website here.

33) Kredivo

Kredivo offers an online credit card with flexible payment options and 30-day or month-long installments.

Details of the startup:

  • Country: Indonesia
  • City: Jakatra
  • Started in: 2016
  • Founders: Akshay Garg
  • Number of employees: 1-10
  • Funding amount: $110,000,000
  • Number of funding rounds: 2
  • Number of investors: 2

You can find their website here.

34) Leap Finance

Leap Finance is a fintech business that provides Indian students studying abroad with education loans and credit cards.

Details of the startup:

  • Country: India
  • City: Bengaluru
  • Started in: 2019
  • Founders: Arnav Kumar, Vaibhav Singh
  • Number of employees: 1-10
  • Funding amount: $22,500,000
  • Number of funding rounds: 2
  • Number of investors: 5

You can find their website here.

35) Kinara Capital

Kinara Capital is a lending organization that offers small business owners flexible, collateral-free loans.

Details of the startup:

  • Country: India
  • City: Bengaluru
  • Started in: 2011
  • Founders: Hardika Shah
  • Number of employees: 251-500
  • Funding amount: $70,196,840
  • Number of funding rounds: 8
  • Number of investors: 10

You can find their website here.

36) Kueski

Kueski approves and delivers loans in minutes using big data and advanced analytics.

Details of the startup:

  • Country: Mexico
  • City: Guadalajara
  • Started in: 2012
  • Founders: Adalberto Flores, Leonardo de la Cerda
  • Number of employees: 251-500
  • Funding amount: $38,750,000
  • Number of funding rounds: 6
  • Number of investors: 12

You can find their website here.

37) Eduvanz

Eduvanz is a fintech non-banking finance company that helps students who need financial help.

Details of the startup:

  • Country: India
  • City: Mumbai
  • Started in: 2016
  • Founders: Atul Sashittal, Raheel Shah, Varun Chopra
  • Number of employees: 51-100
  • Funding amount: $17,500,000
  • Number of funding rounds: 4
  • Number of investors: 10

You can find their website here.

38) AlphaCredit

AlphaCredit is a consumer lending company that also offers financial services to small businesses.

Details of the startup:

  • Country: Mexico
  • City: Mexico City
  • Started in: 2010
  • Founders: Augusto Álvarez, José Luis Orozco
  • Number of employees: 101-250
  • Funding amount: $165,000,000
  • Number of funding rounds: 6
  • Number of investors: 2

You can find their website here.

39) ZipLoan

ZipLoan is a technology-driven NBFC that specializes in lending to small company owners.

Details of the startup:

  • Country: India
  • City: Delhi
  • Started in: 2015
  • Founders: KSHITIJ Puri, Shalabh Singhal
  • Number of employees: 101-250
  • Funding amount: $18,279,784
  • Number of funding rounds: 6
  • Number of investors: 10

You can find their website here.

40) Investree

Investree is an Indonesian B2B SME Marketplace Lending platform.

Details of the startup:

  • Country: Indonesia
  • City: Jakarta
  • Started in: 2015
  • Founders: Adrian Asharyanto Gunadi, Amir Amiruddin, Kok Chuan Lim
  • Number of employees: 101-250
  • Funding amount: $24,000,000
  • Number of funding rounds: 5
  • Number of investors: 9

You can find their website here

41) Uploan

Employers can use Uploan’s end-to-end “Salary Loan Management Platform.”

Details of the startup:

  • Country: Philippines
  • City: Manila
  • Started in: 2017
  • Founders: Benoit Portoleau-Balloy, Liam Grealish
  • Number of employees: 101-250
  • Funding amount: $25,600,000
  • Number of funding rounds: 2
  • Number of investors: 2

You can find their website here.

42) FairMoney

FairMoney is a private and commercial borrowers’ mobile banking platform.

Details of the startup:

  • Country: France
  • City: Paris
  • Started in: 2017
  • Founders: Laurin Nabuko Hainy, Matthieu Gendreau, Nicolas Berthozat
  • Number of employees: 11-50
  • Funding amount: € 11,200,000
  • Number of funding rounds: 4
  • Number of investors: 5

You can find their website here.

43) Money View

Money View is a simple Android software that gathers data from bank and merchant SMS messages.

Details of the startup:

  • Country: India
  • City: Bengaluru
  • Started in: 2014
  • Founders: Puneet Agarwal, Sanjay Aggarwal
  • Number of employees: 101-250
  • Funding amount: $10,110,000
  • Number of funding rounds: 2
  • Number of investors: 3

You can find their website here.

44) Anyfin

By taking a photo, Anyfin puts an end to costly financial products and saves money on private loans.

Details of the startup:

  • Country: Sweden
  • City: Stockholm
  • Started in: 2017
  • Founders: Filip Polhem, Mikael Hussain, Sven Perkmann
  • Number of employees: 51-100
  • Funding amount: $44,857,394
  • Number of funding rounds: 4
  • Number of investors: 5

You can find their website here.‍

45) Click Cash

Click Cash is a smartphone app that uses Open Banking and data analysis to provide fast and secure personal loans in emerging markets.

Details of the startup:

  • Country: Brazil
  • City: Sao Paulo
  • Started in: 2019
  • Founders: Douglas Murdoch
  • Number of employees: 11-50
  • Funding amount: $9,005,211
  • Number of funding rounds: 13
  • Number of investors: 4

You can find their website here.

46) Raiffeisen Bank

Raiffeisen Bank is a financial institution that provides personal and corporate banking services.

Details of the startup:

  • Country: Austria
  • City: Vienna
  • Started in: 2002
  • Number of employees: 10001+
  • Funding amount: RON720,000,000
  • Number of funding rounds: 1
  • Number of investors: 1

You can find their website here.

47) Spotcap

Spotcap provides customised financing to SMEs, allowing them to focus on their core business.

Details of the startup:

  • Country: Germany
  • City: Berlin
  • Started in: 2014
  • Founders: Jens Woloszczak, Toby Triebel
  • Number of employees: 101-250
  • Funding amount: $112,910,762
  • Number of funding rounds: 6
  • Number of investors: 6

You can find their website here.

48) Ohpen

Ohpen is a fundamental banking engine that runs on the cloud.

Details of the startup:

  • Country: The Netherlands
  • City: Amsterdam
  • Started in: 2009
  • Founders: Bas Wouwenaar, Chris Zadeh, Erik Drijkoningen, Ilco van Bolhuis
  • Number of employees: 251-500
  • Funding amount: € 40,000,000
  • Number of funding rounds: 3
  • Number of investors: 2

You can find their website here.

49) Clix Capital

Clix Capital is a commercial finance company that specializes in business loans and leasing.

Details of the startup:

  • Country: India
  • City: Gurgaon
  • Started in: 2016
  • Founders: Anil Chawla, Pramod Bhasin
  • Number of employees: 251-500
  • Funding amount: $40,000,000
  • Number of funding rounds: 1
  • Number of investors: 2

You can find their website here.

50) F88

F88 is dedicated to providing customers with high-quality items and excellent service.

Details of the startup:

  • Country: Vietnam
  • City: Hanoi
  • Started in: 2013
  • Founders: Cong Tran, Steven Nguyen
  • Number of employees: 11-50
  • Funding amount: $18,809,416
  • Number of funding rounds: 5
  • Number of investors: 2

You can find their website here.

51) JULO

Provides unsecured personal loans at reasonable rates.

Details of the startup:

  • Country: Indonesia
  • City: Jakarta
  • Started in: 2014
  • Founders: Adrianus Hitijahubessy, Hans Sebastian, Victor Darmadi
  • Number of employees: 11-50
  • Funding amount: $15,000,000
  • Number of funding rounds: 3
  • Number of investors: 8

You can find their website here.

52) IndiaLends

IndiaLends is a digital lending and borrowing platform that connects borrowers with lenders to assist them obtain credit at a reasonable price.

Details of the startup:

  • Country: India
  • City: New Delhi
  • Started in: 2014
  • Founders: Gaurav Chopra, Mayank Kachhwaha
  • Number of employees: 101-250
  • Funding amount: $20,150,000
  • Number of funding rounds: 5
  • Number of investors: 9

You can find their website here.‍

53) Beehive

Beehive connects firms seeking funding with investors, forming mutually beneficial growth relationships.

Details of the startup:

  • Country: United Arab Emirates
  • City: Dubai
  • Started in: 2014
  • Founders: Craig Moore
  • Number of employees: 11-50
  • Funding amount: $15,500,000
  • Number of funding rounds: 4
  • Number of investors: 1

You can find their website here.

54) BizCapital

BizCapital offers SMEs online working capital loans that are quick and secure.

Details of the startup:

  • Country: Brazil
  • City: Botafogo
  • Started in: 2016
  • Founders: Cristiano Rocha, Daniel Orlean, Francisco Ferreira
  • Number of employees: 51-100
  • Funding amount: $25,222,895
  • Number of funding rounds: 5
  • Number of investors: 8

You can find their website here.‍

55) Mansa

Mansa is a platform that allows freelancers and gig workers to borrow money at a reasonable cost and with a genuine user experience.

Details of the startup:

  • Country: France
  • City: Paris
  • Started in: 2019
  • Founders: Ali Rami, Benjamin Cambier, Remy Tinco
  • Number of employees: 1-10
  • Funding amount: € 20,000,000
  • Number of funding rounds: 3
  • Number of investors: 9

You can find their website here.

56) Kuliza

Kuliza is a major provider of financial services companies with digital transformation and operational intelligence solutions.

Details of the startup:

  • Country: India
  • City: Bengaluru
  • Started in: 2006
  • Founders: Anand Kuliza, Aparna Sharma
  • Number of employees: 251-500
  • Funding amount: $3,000,000
  • Number of funding rounds: 2
  • Number of investors: 2

You can find their website here.

57) Fundary

Fundary is a Fintech startup that focuses on SMEs and uses a crowdfunding/crowdlending approach.

Details of the startup:

  • Country: Mexico
  • City: Mexico City
  • Started in: 2016
  • Founders: Jaime Sánchez, Marcelo De Fuentes
  • Number of employees: 11-50
  • Funding amount: $3,200,000
  • Number of funding rounds: 3
  • Number of investors: 1

You can find their website here.

58) FinanZero

FinanZero is Brazil’s most popular online credit marketplace.

Details of the startup:

  • Country: Brazil
  • City: Sao Paulo
  • Started in: 2015
  • Founders: Joakim Pops, Kristian Jacobsson, Olle Widén
  • Number of employees: 51-100
  • Funding amount: $22,788,817
  • Number of funding rounds: 4
  • Number of investors: 5

You can find their website here.

59) Mintifi

Mumbai-based online loan startup.

Details of the startup:

  • Country: India
  • City: Mumbai
  • Started in: 2017
  • Founders: Ankit Mehta, Anup Agarwal, Sanjoy Shome
  • Number of employees: 51-100
  • Funding amount: $10,025,908
  • Number of funding rounds: 3
  • Number of investors: 2

You can find their website here.‍

60) Anaxago

Anaxago is a revolutionary new crowdfunding platform for innovative businesses.

Details of the startup:

  • Country: France
  • City: Paris
  • Started in: 2012
  • Founders: Caroline Lamaud, François Carbone, Joachim Dupont
  • Number of employees: 11-50
  • Funding amount: € 2,000,000
  • Number of funding rounds: 2

You can find their website here.

61) Jenfi

Jenfi is a financial technology firm that provides revenue-based financing to Asia’s fastest-growing companies.

Details of the startup:

  • Country: Singapore
  • City: Singapore
  • Started in: 2019
  • Founders: Jeffrey Liu, Justin Louie
  • Number of employees: 1-10
  • Funding amount: $3,260,000
  • Number of funding rounds: 5
  • Number of investors: 10

You can find their website here.

62) NIRA

NIRA promotes financial inclusion by developing simple, transparent products that enable people to live lives of choice and independence.

Details of the startup:

  • Country: India
  • City: Bengaluru
  • Started in: 2017
  • Founders: Nupur Gupta, Rohit Sen
  • Number of employees: 11-50
  • Funding amount: $4,220,000
  • Number of funding rounds: 4
  • Number of investors: 2

You can find their website here.

63) MyLoanCare

India’s Leading Online Loans Marketplace

Details of the startup:

  • Country: India
  • City: Gurgaon
  • Started in: 2013
  • Founders: Deepak Gupta, Gaurav Gupta
  • Number of employees: 101-250
  • Funding amount: ₹80,000,000
  • Number of funding rounds: 3
  • Number of investors: 1

You can find their website here.

64) Lendi

Lendi is a home loan matching service that connects borrowers with lenders.

Details of the startup:

  • Country: Australia
  • City: Sydney
  • Started in: 2013
  • Founders: David Hyman, Mark Kalajzich, Martin Lam, Sebastian Watkins
  • Number of employees: 101-250
  • Funding amount: $40,000,000
  • Number of funding rounds: 1
  • Number of investors: 1

You can find their website here.

65) Loan Frame

Loan Frame is a financial technology firm.

Details of the startup:

  • Country: India
  • City: New Delhi
  • Started in: 2015
  • Founders: Akshun Gulati, Rishi Arya, Shailesh Jacob
  • Number of employees: 11-50
  • Funding amount: $12,250,000
  • Number of funding rounds: 2
  • Number of investors: 2

You can find their website here.

66) CAARY Capital

CAARY is a digital credit, lending, and payments network that provides corporate credit cards and payments.

Details of the startup:

  • Country: Canada
  • City: Toronto
  • Started in: 2019
  • Founders: Jason Sawyer, Steve Apostolopoulos
  • Number of employees: 11-50
  • Funding amount: CA$3,996,913
  • Number of funding rounds: 2
  • Number of investors: 2

You can find their website here.

67) CapBay

CapBay is a Malaysia-based peer-to-peer (P2P) supply chain finance platform.

Details of the startup:

  • Country: Malaysia
  • City: Selangor
  • Started in: 2016
  • Founders: Ang Xing Xian, Darrel Ang, Dion Tan, Edwin Tan
  • Number of employees: 51-100
  • Funding amount: $20,477,379
  • Number of funding rounds: 2
  • Number of investors: 1

You can find their website here.

68) Kubo.financiero

Kubo.financiero is a Challengerbank licensed to offer savings, debit cards, payments, personal loans, and term deposits.

Details of the startup:

  • Country: Mexico
  • City: Mexico City
  • Started in: 2012
  • Founders: Allan Seidman, Vicente Fenoll
  • Number of employees: 251-500
  • Funding amount: $11,250,000
  • Number of funding rounds: 7
  • Number of investors: 14

You can find their website here.

69) Credimi

Credimi is working on a new digital loan solution aimed at SMEs and institutional investors.

Details of the startup:

  • Country: Italy
  • City: Milan
  • Started in: 2015
  • Founders: Edmondo Porcu, Francesca Todeschini, Gianmarco Molinari, Ignazio Rocco di Torrepadula, Jacopo Anselmi, Roberto Arnetoli, Sabino Costanza
  • Number of employees: 1-10
  • Funding amount: € 18,000,000
  • Number of funding rounds: 3
  • Number of investors: 11

You can find their website here.

70) Myos

Rethinking working capital | Myos helps retailers of all types scale up in a truly digital, flexible, and risk-free way.

Details of the startup:

  • Country: Germany
  • City: Berlin
  • Started in: 2018
  • Founders: Benjamin Schickert, Frane Bandov, Mark Hartmann, Nikolaus Hilgenfeldt, Tim von Hörsten
  • Number of employees: 11-50
  • Funding amount: € 21,020,000
  • Number of funding rounds: 6
  • Number of investors: 8

You can find their website here.

71) Planswell

Planswell is on a mission to give everyone, for free, access to the world’s most actionable financial planning experience.

Details of the startup:

  • Country: Canada
  • City: Toronto
  • Started in: 2020
  • Founders: Eric Arnold, Eric Rogness
  • Number of employees: 11-50
  • Funding amount: $9,740,819
  • Number of funding rounds: 4

You can find their website here.

72) ErudiFi

ErudiFi is a technological business with a purpose to make education more accessible.

Details of the startup:

  • Country: Singapore
  • City: Singapore
  • Started in: 2017
  • Founders: Ketty Lie, Naga Tan, Riche Lim, Susli Lie
  • Number of employees: 11-50
  • Funding amount: $5,000,000
  • Number of funding rounds: 2
  • Number of investors: 9

You can find their website here.

73) Modalku

Modalku is a Jakarta-based online marketplace for small businesses to obtain loans and for lenders to fund small business loans.

Details of the startup:

  • Country: Indonesia
  • City: Kebon
  • Started in: 2016
  • Founders: Iwan Kurniawan, Kelvin Teo, Reynold Wijaya
  • Funding amount: $1,200,000
  • Number of funding rounds: 2
  • Number of investors: 2

You can find their website here.

74) Faircent

Faircent.com is a website that connects borrowers and lenders.

Details of the startup:

  • Country: India
  • City: Haryana
  • Started in: 2013
  • Founders: Nitin Gupta, Rajat Gandhi, Vinay Mathews
  • Number of employees: 1-10
  • Funding amount: $9,750,000
  • Number of funding rounds: 8
  • Number of investors: 13

You can find their website here.

75) VISOR ADL

Building the most dependable and dynamic Enterprise Health Bureau by providing an ID for growth to all businesses in e-invoicing countries.

Details of the startup:

  • Country: Mexico
  • City: Mexico City
  • Started in: 2015
  • Founders: JeanBernard Rolland, Ruben Sanchez Souza
  • Number of employees: 51-100
  • Funding amount: $10,800,000
  • Number of funding rounds: 6
  • Number of investors: 8

You can find their website here.

76) AND Global

AND Global is a Fintech as a Service firm that provides the best in the industry.

Details of the startup:

  • Country: Singapore
  • City: Singapore
  • Started in: 2015
  • Founders: Anar Chinbaatar, Bayarsaikhan Volodya, Boldbaatar Ochirsuren, Naranbayar Purevsuren
  • Number of employees: 101-250
  • Funding amount: $26,888,000
  • Number of funding rounds: 9
  • Number of investors: 11

You can find their website here.

77) MoneyOnClick

For India’s 500 million underserved lower-middle-income customers, we’re building the country’s largest financial services brand.

Details of the startup:

  • Country: India
  • City: Bengaluru
  • Started in: 2018
  • Founders: Himanshu gupta, Vishal Chopra
  • Number of employees: 11-50
  • Funding amount: $4,250,000
  • Number of funding rounds: 1
  • Number of investors: 4

You can find their website here.

78) Rupeek

Rupeek is a credit-risk, gold-loan, and personal-loan-focused online lending platform.

Details of the startup:

  • Country: India
  • City: Bengaluru
  • Started in: 2015
  • Founders: Amar Prabhu, Ashwin Soni, Sumit Maniyar
  • Number of employees: 1001-5000
  • Funding amount: $138,330,000
  • Number of funding rounds: 6
  • Number of investors: 9

You can find their website here.

79) Kameo

Kameo is a crowdlending platform where individuals collaborate to fund loans to specific businesses.

Details of the startup:

  • Country: Sweden
  • City: Stockholm
  • Started in: 2014
  • Founders: Sebastian Harung
  • Number of employees: 1-10
  • Funding amount: $13,246,598
  • Number of funding rounds: 3
  • Number of investors: 4

You can find their website here.

80) CoinTribe Technologies

Small Business Loans on a Credit-Based Marketplace

Details of the startup:

  • Country: India
  • City: Gurgaon
  • Started in: 2015
  • Founders: Amit Sachdev, Manish Chaudhari, Manish Chaudhari, Rohit Lohia
  • Number of employees: 101-250
  • Funding amount: $15,000,000
  • Number of funding rounds: 2
  • Number of investors: 2

You can find their website here.

FAQs

Is Lending Business Profitable?

Yes, lending business can be profitable depending on the size of the business, the type of lending offered, and the market conditions. Lending businesses typically make money by charging interest on loans and other financial services, such as loan origination fees. 

Additionally, lending businesses may also generate income through fees for services, such as credit checks and loan processing costs.

What Is The Average Investment In Lending?

The average investment in a lending business can vary depending on the size and scope of the business. Generally speaking, the average investment can range from a few thousand dollars to hundreds of thousands of dollars. 

The amount invested depends on the type of services offered, the amount of capital needed, and the resources available.

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